|
gibson capital
Navigate Life’s Financial Peaks
Achieve lasting financial security with strategies that balance cutting-edge technology and timeless expertise.
|
Find Your Personal Risk Score

Most people have no idea what their true appetite for “risk” is when it comes to growing wealth for retirement. We use the industry’s most accurate risk assessment software to help clients determine their personal Risk Score. If you want to know your Risk Score on a scale from 1-100, click on the button below.
Do you wonder how risky your investments are?
 
 Find out by using our Investment Risk Quick Score App!
At Gibson Capital, we help individuals and families secure lasting financial success through personalized wealth management, retirement income planning, and legacy creation. Our innovative strategies ensure your financial journey is guided by wisdom, technology, and care.
|
What We Do for you
Crafting a Financial Future as Unique as Your Life's Journey

Powered by Alpha Innovators
We integrate Artificial Intelligence and Machine Learning into our investment process, enabling data‑driven portfolio strategies that enhance efficiency, manage risk, and identify opportunities beyond the limits of conventional asset allocation.
Safe Money Strategies
 
Protect your wealth and lock in gains with customized strategies that eliminate market risk and provide steady, reliable growth.
Private Pensions
We are living longer. To hedge against longevity risk, we provide guaranteed income that lasts in perpetuity for as long as you live.
Long-Term Care Solutions
Plan ahead to cover long-term care costs with innovative solutions that safeguard your savings and ease the financial burden on your family.
Tax-Efficient Strategies
 
Optimize your wealth with smart tax strategies that reduce your taxable income, defer taxes, and maximize after-tax growth.
Family Legacy Planning
Preserve your wealth and values for future generations with personalized legacy plans designed to minimize taxes and maximize impact.
Life Insurance Buyouts
A life settlement lets you turn an unwanted or unaffordable life insurance policy into a lump‑sum cash payment typically greater than your surrender value, that you can use for any purpose.
Disability Insurance
We provide income replacement solutions if an illness or injury prevents you from working, helping you cover living expenses and protecting your lifestyle.
Quantitative Models
Quantitative models emphasize growth, protection, and stability through a disciplined, data-driven approach that seeks to reduce risk while enhancing long-term returns. 
About us
 
Meet Steve, CAS
CEO
 
“I believe life’s financial answers can be found in nature’s balance — where resilience, growth, and stability work together.”
- Founder’s Legacy: Inspired by his late father’s financial expertise, Steve continues a family tradition of personalized, values-driven advising.
- Holistic Approach: With over a decade of experience with investing, retirement planning, and insurance, Steve offers unparalleled financial insight with a personal touch.
What Makes Us Different
Future-Focused Planning with Gibson Capital
We combine cutting-edge technology and innovative tools, including AI and quantitative driven investing, personalized client portals, advanced income planning and stress test software, to create forward-thinking strategies that empower our clients to secure their financial legacy. *Securities offered through Alpha Innovators and Portfolio Medics. See disclosures at the bottom.

Personalized Guidance
Financial advising that adapts to your evolving needs.

Expert-Led Insight
Backed by over a decade of experience and a commitment to lifelong learning.

Meaningful Relationships
We partner with clients, ensuring every strategy reflects personal goals and dreams.

Forward-Thinking Wealth Management
We stay on the forefront of innovation and technology to create a more efficient and seamless approach to managing your financial future.
|
Education & Insights
 
Stay Informed, Stay Empowered
 
Weekly Insights Newsletter
Wisdom of Wealth
Get expert financial tips, market updates, and tech-driven insights.
-    Dollar‑Cost Averaging: A Practical Way to Invest10-07-2025
-    What the Recent Government Shutdown Means for Markets, and for Your Portfolio10-03-2025
-    Cybersecurity Awareness Month10-02-2025
-    Making the Most of Inherited IRAs and Non-Qualified Annuities09-25-2025
-    The Clock is Counting Down on Social Security Solvency09-23-2025
-    Social Security Fairness Act: A Needed Change for Retirees09-16-2025
-    What OBBBA Means for Seniors09-11-2025
-    Roth Conversions: Why Now Could Be the Smartest Time to Act09-09-2025
-    529 Plans in 2025: A Smart Way to Save for Education09-04-2025
-    5 Myths About Fixed Indexed Annuities07-30-2025
-    Understanding the Buffett Indicator: What It Tells Us About the Stock Market Today07-22-2025
-    Growing Your Wealth Like a Redwood Tree07-19-2025
-    How You Leave Your Money Matters: Don’t Let Taxes Eat Up Your Legacy07-15-2025
-    Always Invert: The Problem-Solving Trick To Investing07-02-2025
-    How Do Tariffs Work?06-24-2025
-    Steel and Aluminum Tariffs: Key Points for the Public06-23-2025
-    What Medical Expenses Can I Deduct From My Taxes?04-29-2025
-    Why Your Brain Works Against You as an Investor04-17-2025
-    Hope Is Not a Strategy: The Importance of Tactical Investing in Uncertain Markets04-04-2025
-    What to Expect in the Job Market: Trends and Advice for Job Seekers04-02-2025
-    Social Security Employees Sound the Alarm03-27-2025
-    Unlocking the Tax Benefits of Homeownership03-27-2025
-    The Future of Fusion Energy: A Revolution on the Horizon03-12-2025
-    America's Personal Finance Struggle02-26-2025
-    The 2025 Tariff Shift: What New Trade Policies Mean for You02-21-2025
-    10 Life-Changing Lessons I Learned from Emmitt Smith02-19-2025
-    The Buick GNX and Beating the Flashy Competition: A Lesson in Investing02-17-2025
-    Don't Forget to File Your LLC's Periodic Report02-14-2025
-    Understanding Life Insurance Trends for 202502-11-2025
-    Understanding Risk Tolerance for Smarter Investments02-06-2025
-    Understanding the Social Security Fairness Act02-01-2025
-    Money vs. The Economy01-30-2025
-    Gibson Capital Launches Blueleaf – Your New Financial Dashboard12-14-2024
-    Why I Usually Don’t Recommend No-Exam Term Life Insurance: Convenience Isn’t Usually Worth the Cost12-03-2024
-    The Three Functions of Money11-28-2024
-    Understanding Required Minimum Distributions (RMDs)11-20-2024
-    The Hidden Risks in Your Trash: Why Shredding Papers Is Essential for Protecting Your Identity11-15-2024
-    The All-In-One Family Planning Tool: Why Everplans is Essential for EVERY Family10-24-2024
-    The Hidden Loophole in Retirement Planning for Long-Term Care10-15-2024
-    Understanding Qualified Charitable Distributions (QCDs)10-08-2024
-    The Meaning Behind the Eye of Horus08-29-2024
-    Descending the Retirement Mountain: Why the Climb Down Matters More Than the Ascent08-15-2024
-    Understanding the VIX: Wall Street’s Fear Gauge and What It Means for You08-08-2024
-    Hope and Investing: A Journey Beyond Wishful Thinking07-24-2024
-    Protecting Your Digital Footprint from Scammers: The Rising Threat in the Age of AI07-19-2024
-    Active Management As An Investment Strategy07-12-2024
-    2024 Mid-Year Market Update: Navigating an Unstable Economy07-01-2024
-    Why High Earners Should Consider a Backdoor Roth IRA06-25-2024
-    The Glorious History of Annuities: From Ancient Egypt to Modern Times06-19-2024
-    How AI Could Flag Your Tax Return for an Audit: What You Need to Know to Stay Safe06-07-2024
-    Could Your Tax Bill in Retirement Be TOO BIG?05-30-2024
-    Understanding Legislative Risk in Retirement Planning05-22-2024
-    All Roads Lead to Income: How Guaranteed Lifetime Income Can Transform Retirement Security05-13-2024
-    Quantitative Models Designed To Provide Risk-Adjusted Returns Over a Full Market Cycle05-11-2024
-    What Peyton Manning Taught Me: Leadership, Preparation, and the Power of Silence05-10-2024




