My husband and I have had such a positive experience with Steven and Gibson Capital. He takes the time to answer all of our questions and concerns with patience. We’ve seen great returns on our investments. He truly cares about our well being and future, and is passionate about helping all generations, from just starting out to nearing retirement, be successful!
Gibson Capital
Navigate Life’s Financial Peaks
Achieve lasting financial security with strategies that balance cutting-edge technology and timeless expertise.
What our Clients Say
Gibson Capital is redefining what investors can expect from wealth management. By challenging the limitations of traditional approaches, we strive to offer access to unique investment opportunities, cutting edge technology, flexibility, personalized support, cost efficiency, and a sleek, modern experience. Our focus on AI and machine learning creates an exclusive platform designed for forward thinking investors who want to grow their wealth, stand apart from the crowd, and achieve exceptional results.
Find Your Personal Risk Score
Most people have no idea what their true appetite for “risk” is when it comes to growing wealth for retirement. We use the industry’s most accurate risk assessment software to help clients determine their personal Risk Score. If you want to know your Risk Score on a scale from 1-100, click on the button below.
Do you wonder how risky your investments are?
Find out by using our Investment Risk Quick Score App!
Free Calculators
IRMAA Calculator
See whether your income could trigger higher Medicare Part B and Part D premiums.
Roth Conversion Calculator
Compare converting to a Roth now against leaving money in a traditional account.
Life Expectancy Calculator
Estimate how long your retirement income may need to last.
What We Do for You
Crafting a Financial Future as Unique as Your Life's Journey
Investment Management
We integrate Artificial Intelligence and Machine Learning into our investment process, enabling data‑driven portfolio strategies that enhance efficiency, manage risk, and identify opportunities beyond the limits of conventional asset allocation.
Tax-Efficient Strategies
Optimize your wealth with smart tax strategies that reduce your taxable income, defer taxes, and maximize after-tax growth.
Retirement Income Planning
See your whole retirement from 20,000 feet. We map out your income, taxes, monthly expenses and Medicare costs year by year, then stress test the plan.
Bonds
Own individual bonds directly, use bond funds where they fit, or combine both for income and stability.
Structured Notes
Bank-issued notes that link your return to a market index, with buffers or barriers built in on the downside.
1031 Exchange & DST
Sell a rental property, defer the capital gains tax and move into diversified, professionally managed real estate.
Protection and Legacy Planning
(Through Gibson Retirement Planners, LLC)
Safe Money Strategies
Protect your wealth and lock in gains with customized strategies that eliminate market risk and provide steady, reliable growth.
Private Pensions
We are living longer. To hedge against longevity risk, we provide guaranteed income that lasts in perpetuity for as long as you live.
Long-Term Care Solutions
Plan ahead to cover long-term care costs with innovative solutions that safeguard your savings and ease the financial burden on your family.
Family Legacy Planning
Preserve your wealth and values for future generations with personalized legacy plans designed to minimize taxes and maximize impact.
Life Insurance Buyouts
A life settlement lets you turn an unwanted or unaffordable life insurance policy into a lump‑sum cash payment typically greater than your surrender value, that you can use for any purpose.
Disability Insurance
We provide income replacement solutions if an illness or injury prevents you from working, helping you cover living expenses and protecting your lifestyle.

About us
Meet Steve, CAS
CEO
"I believe life's financial answers can be found in nature's balance, where resilience, growth, and stability work together."
Founder’s Legacy: Inspired by his late father’s financial expertise, Steve continues a family tradition of personalized, values-driven advising.
Holistic Approach: With over a decade of experience with investing, retirement planning, and insurance, Steve offers unparalleled financial insight with a personal touch.

What Makes Us Different
Future-Focused Planning with Gibson Capital
We combine cutting-edge technology and innovative tools, including AI and quantitative driven investing, personalized client portals, advanced income planning and stress test software, to create forward-thinking strategies that empower our clients to secure their financial legacy.

Personalized Guidance
Financial advising that adapts to your evolving needs.

Expert-Led Insight
Backed by over a decade of experience and a commitment to lifelong learning.

Meaningful Relationships
We partner with clients, ensuring every strategy reflects personal goals and dreams.

Forward-Thinking Wealth Management
We stay on the forefront of innovation and technology to create a more efficient and seamless approach to managing your financial future.
Education & Insights
Stay Informed, Stay Empowered

Weekly Insights Newsletter
Wisdom of Wealth
Get expert financial tips, market updates, and tech-driven insights.