Retirement Plan Analysis

With the volatility of the tech bubble of 2000 through 2002, the financial crisis of 2008 and the COVID-19 scare of 2020 many individuals found that their investment and retirement portfolios lost so much money that they could not retire when they planned to. We help fix damaged retirement portfolios so that people can get back on track towards their retirement goals.

If your retirement portfolio has not been damaged - we commend you. To protect your retirement portfolio going forward, we offer analysis to see if there are risks that you are unaware of that could negatively alter your retirement plans.

If you haven’t yet begun taking your Social Security benefits we suggest doing a Social Security Timing Analysis before doing a retirement plan analysis. After doing a Social Security Timing Analysis we then use those numbers as part of the Retirement Plan Analysis.

The Retirement Plan Analysis will capture the value of all of your regular investments as well as your retirement assets like your IRAs, 401(k), 457, or 403(b), etc. It also captures all of your sources of income that you expect during retirement like your Social Security benefit or a pension you are entitled to.

We then match the sources of expected retirement income against the annual income that you will need during retirement. We can tell you if you will have enough income to meet your retirement needs. If you have a projected deficiency we will provide suggestions with a goal to either eliminate the deficiency or significantly reduce it. Our goal is to make sure you never run out of money.

If you would like to have a Retirement Plan Analysis prepared for you please click here.